Welcome to Rayz Financial Services
Your trusted partner in securing the best mortgage solutions tailored to your needs. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, we’re here to guide you every step of the way.
Apply online or contact us to schedule a consultation with one of our experienced mortgage brokers. Let us help you turn your homeownership dreams into reality.


Why Choose Rayz Financial Services?
At Rayz Financial Services, we understand that obtaining a mortgage can be a daunting process. That’s why we are committed to providing you with
Expert Advice
Our experienced mortgage brokers are here to offer you the best guidance.
Exceptional Service
We strive to make your mortgage experience smooth and stress-free.
Personalized Solutions
We tailor our services to meet your unique needs.

Our Simple Mortgage Process
At Rayz Financial Services, we make securing your home loan quick and easy. Here’s how it works:
Our Commitment
Personalized Service
We take the time to understand your unique financial situation and tailor our services to meet your specific needs.
Expert Guidance
Our team of experienced mortgage brokers offers professional advice and insights to help you make informed decisions.
Competitive Rates
We work with a wide range of lenders to secure the best possible rates for you.
Simplified Process
We streamline the mortgage process to make it as straightforward and stress-free as possible.
Ongoing Support
We are here to support you every step of the way, from initial consultation to closing and beyond.
What We Offer?
Home Purchase Loans
We offer competitive rates and flexible terms to help you buy your dream home. The process includes discussing your goals and finances with a mortgage expert, submitting documents for pre-approval, receiving tailored loan options, completing the application with our guidance, and getting assistance through the closing process.
Refinancing
Lower your payments or access home equity with our refinancing options. We start by assessing your current mortgage and financial goals, then compare refinancing rates and options for you. Our team assists with the application, works with lenders for approval, and guides you through the closing process.
Investment Property Loans
Expand your portfolio with our tailored investment property loan solutions. We start by discussing your investment goals and property details, followed by providing your financial information for pre-qualification. We then present loan options that match your strategy, assist with the application process, and facilitate funding once approved.
First-Time Homebuyer Programs
Our special programs are designed to make buying your first home easier and more affordable. We provide information on available programs and benefits, assist with mortgage pre-approval, help with grant applications, guide you in selecting the best loan option, and support you through a smooth closing process.
Debt Consolidation Loans
Combine multiple debts into one manageable payment with our debt consolidation services. We review your current debts and financial situation, present loan options, assist with the application, work with lenders for approval, and facilitate the payment of your existing debts with the new loan.
Commercial Loans
Secure the funding you need for your business with our flexible commercial loan options. We start by discussing your business needs and financial goals, then prepare a loan proposal based on your plan and financial statements. We guide you through the application process, work with lenders for approval, and ensure the funds are disbursed to support your growth.


Get Started Today
Apply online or contact us to schedule a consultation with one of our experienced mortgage brokers. Let us help you turn your homeownership dreams into reality.

What Our Clients Say?
Here’s just a few reasons why homeowners are choosing Realty to sell their property.
Our Lenders
With thousands of mortgage products from over 35 lenders, whether it’s a first home, an investment property, refinancing or a construction loan, we’re confident of finding you the right home loan match!











