Rayz Blog – Mortgage Tips & Home Loan Advice
Discover how the 2025 Australian Government 5% Deposit Scheme helps first home buyers purchase property with as little as 5% deposit and no Lenders Mortgage Insurance (LMI). Updated for all states and territories, the scheme offers higher price caps, stamp duty concessions, and thousands in upfront savings. Learn how Rayz Financial Services can help you qualify, compare loans, and secure your dream home faster — from Canberra to Sydney, Melbourne, Brisbane, and beyond.
Published on Oct 16, 2025
Learn how to compare property prices, check condition, and assess growth potential so you can buy the right home with confidence.
Published on Aug 21, 2025
Discover how offset accounts, redraw facilities, bridging loans, and package options work — and how the right features can save you money and stress.
Published on Aug 21, 2025
A step-by-step guide to reviewing loan offers, signing mortgage documents, and preparing for settlement with confidence.
Published on Aug 21, 2025
Learn how to structure investment loans, use rental income, and apply tax benefits to build wealth faster with expert tips from Ramesh Kandel.
Published on Aug 10, 2025
Eligible nurses can buy with as little as a 10% deposit and no LMI, saving tens of thousands. Learn how medico home loan packages work and if you qualify.
Published on Aug 10, 2025
Interest rates are easing, and property prices are rising—2025 brings both opportunities and insights for Australian homebuyers, owners, and investors.
Published on Jul 18, 2025
Nurses and healthcare professionals may qualify for low deposit home loans, waived LMI, and tailored support. Learn how you can buy your home sooner.
Published on Jul 18, 2025
Buying your first home? Avoid these 7 costly mistakes with expert advice from Rayz Financial Services.
Published on Jul 18, 2025
