Antima Bisural Kandel is a dedicated professional with diverse expertise, serving as the Director, Mortgage Broker, and Consultant at Rayz Financial Services. Alongside her leadership role, she brings her experience as a registered nurse and an assistant real estate agent, showcasing her commitment to serving individuals and families in multiple capacities. Antima is passionate about providing personalized financial solutions and guiding clients through the complexities of the mortgage process with care and precision. Her unique background, combined with her attention to detail and dedication to achieving the best outcomes, makes her an invaluable partner in helping clients achieve their homeownership and financial aspirations.

Ramesh Kandel is the Director of Rayz Financial Services and a highly experienced mortgage broker and consultant dedicated to helping individuals and families achieve their financial and homeownership dreams. With extensive knowledge of the mortgage market and a personalized, client-focused approach, Ramesh provides tailored financial solutions to meet diverse needs. At Rayz Financial Services, he leads with a commitment to professionalism, transparency, and exceptional service, ensuring clients enjoy a seamless and stress-free journey through the loan process. Whether navigating complex financial scenarios or securing competitive loan options, Ramesh is a trusted expert passionate about empowering clients to build a secure financial future.